The Dirty Filthy Lies My Broker Taught Me

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Stephen M. Rice and Jan Hundrieser are Registered Representatives and Financial Advisors of and offer securities products/services and advisory services through Park Avenue Securities LLC (PAS), a registered broker-dealer and investment advisor, 20 Bicentennial Circle, Suite 100, Sacramento, CA 95826, (916) 379-0200. Financial Representatives, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly owned subsidiary of Guardian. Rice Financial Consulting Inc. is not an affiliate or subsidiary of PAS or Guardian.

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The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.